Jon,
I have been reading this knowing my top was also installed WAY too tight. I have always struggled even closing it, having to unzip the back window to close the latches. I had a little slack and did what you are thinking about, but like you I did not have much to work with. Not really worth buying another top as mine is always down, but you are probably not the only one with this problem. I think they shrink over time, getting tighter and tighter.