Thinking about buying something? Does the seller ask for F&F? If so, turn around and run. Don't Buy it!
3.5% is a ridiculous amount of money to fret over. Never pay F&F. No serious seller will ask for it. Serious sellers know that 3.5% is the cost of doing business and if it's a problem, they'll build it into the price. Otherwise, you're just dealing with obstinance whereby the seller has a bone to pick with authority. That's not your problem, it's his.
3.5% pays for insurance that you will get what you paid for. Let's say that the seller, a fine guy, takes $500 from you via PayPal F&F and then drops dead. That's all, he's SK. What happens to your money? Here's the thing: it's lost forever. PayPal F&F means, "This guy is a friend or family, and so I don't need buyer protection."
So, the next time someone asks for an F&F payment, ask yourself, "Would it be okay if the seller never delivered but kept my money anyway?" Then decide. Even the best sellers can fail sometimes.
3.5% is a ridiculous amount of money to fret over. Never pay F&F. No serious seller will ask for it. Serious sellers know that 3.5% is the cost of doing business and if it's a problem, they'll build it into the price. Otherwise, you're just dealing with obstinance whereby the seller has a bone to pick with authority. That's not your problem, it's his.
3.5% pays for insurance that you will get what you paid for. Let's say that the seller, a fine guy, takes $500 from you via PayPal F&F and then drops dead. That's all, he's SK. What happens to your money? Here's the thing: it's lost forever. PayPal F&F means, "This guy is a friend or family, and so I don't need buyer protection."
So, the next time someone asks for an F&F payment, ask yourself, "Would it be okay if the seller never delivered but kept my money anyway?" Then decide. Even the best sellers can fail sometimes.