Hagerty Insurance

[Tom Maruska]

I emailed Hagerty the other day after all the negative emails were going
around about them. Here's their response. If anyone has any questions
or concerns about coverage, please contect them at the phone number
below or by email.


-----Original Message-----
From: Thomas Worm
Sent: Thursday, September 11, 2003 11:59 AM
To: Heather Hockin
Subject: 57810

Dear Mr. Maruska



Thank you for your inquiry.



In response, it is not our intention to non-renew amphicars, nor are we
looking at these more closely. Each risk is individually underwritten
and we welcome owners of amphicars to apply for coverage with us. It is
unfortunate that you were presented with incorrect information.



Filing a claim or acquiring a moving violation does not mandate
non-renewal of a policy. There are several underwriting factors taken
into consideration that would initiate any adverse action be taken.



Please contact our office with any further questions.



Thank you, and enjoy your cars!

Thomas Worm, Compliance Manager
Hagerty Insurance
www.hagerty.com
(231)932-6825

 

[a_colo_native]

Thanks Tom for your efforts! Something about that whole deal seemed
odd, but we are speaking about an insurance company which I am always
suspect of anyway. I hope that it was just a misunderstanding between
Randy/Billy and Haggerty. I see how they would drop Billy after a big
payout like that, standard practices in the industry. They want your
money, but when you get their money, it really bothers them. Afterall
it was an accident, not an "on purpose".

BTW, Tom do you have any relatives here in Colorado? I work with a
guy named Ken Maruska here at Quantum and at my former haunt of 10+
years at Exabyte in Boulder.

John

 

[warren]

I too, emailed Hagerty and was re-assured that there should be no
problem renewing as long as one's record was reasonable. Here's
their response:

> There has been some email group scuttlebutt regarding
> an insured of ours who was non-renewed due to driving
> record issues. I can assure you that our involvement
> in the Amphicar community has not changed, and it is
> our intention to continue offering owners the options
> of both collector auto policies and an optional marine
liability
> policy as well. Filing a claim, or receiving a moving violation
do not
> result in a policy being non-renewed. However,
> multiples in these areas will eventually put an
> operator on any insurance company's radar screen.
> Our program has always been about older vehicles that,
> due to care or condition, are appreciating in value
> and are used for limited recreational driving by
> owners with solid driving records and secure storage.
> We'll always welcome Amphicar owners to apply for
> coverage, and will continue to provide them with
> quality service and consistent underwriting guidelines.
> Call or email anytime as questions arise - and thanks
> for your message - Bob (DeKorne)

-- Warren
'66 White "FLOATS"
Austin, TX

> Message: 2
> Date: Thu, 11 Sep 2003 12:21:47 -0500
> From: Tom Maruska <tom@tbirdsquare.com>
>Subject: Hagerty Insurance

> I emailed Hagerty the other day after all the negative emails
were going
> around about them. Here's their response. If anyone has any
questions
> or concerns about coverage, please contect them at the phone
number
> below or by email.

> -----Original Message-----
> From: Thomas Worm
> Sent: Thursday, September 11, 2003 11:59 AM
> To: Heather Hockin
> Subject: 57810
> Dear Mr. Maruska

> Thank you for your inquiry.
> In response, it is not our intention to non-renew amphicars,
nor are we
> looking at these more closely. Each risk is individually
underwritten
> and we welcome owners of amphicars to apply for coverage with
us. It is
> unfortunate that you were presented with incorrect information.
>
> Filing a claim or acquiring a moving violation does not mandate
non-renewal of a policy.
> There are several underwriting factors taken into consideration
that would initiate any
> adverse action be taken.
>
> Please contact our office with any further questions.
>
> Thank you, and enjoy your cars!
>
> Thomas Worm, Compliance Manager
> Hagerty Insurance
> www.hagerty.com
> (231)932-6825

 

[WB6WSN]

<table bgColor="#ffffff">
<font face="Times New Roman" color="#0000ff" size="4"></font>
<blockquote style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px solid; MARGIN-RIGHT: 0px">
<div style="FONT: 10pt arial">----- Original Message -----
<div style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black">From: larry depasquale
<div style="FONT: 10pt arial">To: amphicar-lovers@yahoogroups.com
<div style="FONT: 10pt arial">Sent: Thursday, December 02, 2004 5:53 PM
<div style="FONT: 10pt arial">Subject: Re: [amphicar-lovers] Yahoo Amphicar List Independence


<tt>Ed, I am new to the Amphi world and do not have my car
running yet. Is this insurance co. a good one to go
with, or do most of the club members go with their
land based auto insurance?
Larry</tt>
<tt></tt></blockquote>
<tt></tt>
<tt>Ihave become accustomedto looking for parts in a typical auto store, and, onbeing asked what kind of car I'm working on, getting a glazed-over look when I tell them it's an Amphicar.</tt>
<tt></tt>
<tt>But I sure don't want that same response when I talk to my insurance company. Most agents, and more importantly, underwriters, can't seem to grasp the concept of an amphibious vehicle. They will sell you an auto policy, or they will sell you a boat policy (more typically called "hull insurance"). But the vehicle must be one or the other; your auto comprehensive and liability end at the water's edge. (OTOH, I wonder about a towed boat; would it be covered on your auto policy, or on the boat's hull insurance?)</tt>
<tt></tt>
<tt>Even Hagerty maintains this separation concept; they sell you TWO policies, one for the normal comprehensive and liability, and a hull policy for non-land coverage. But at least, when you call Hagerty, they don't say "A WHAT?!? You want to do WHAT?"</tt>
<tt></tt>
<tt>Ed
El Cajon, CA USA
67 Rust Guppy
</tt>

 

[larry depasquale]

Thanks Ed, and to everyone that responded to my
question. Now I know the right way to proceed with the
insurance. Have a good weekend all.
Larry & Pat

--- WB6WSN <wb6wsn@cox.net> wrote:

>
> ----- Original Message -----
> From: larry depasquale
> To: amphicar-lovers@yahoogroups.com
> Sent: Thursday, December 02, 2004 5:53 PM
> Subject: Re: [amphicar-lovers] Yahoo Amphicar List
> Independence
>
>
> Ed, I am new to the Amphi world and do not have my
> car
> running yet. Is this insurance co. a good one to
> go
> with, or do most of the club members go with their
> land based auto insurance?
> Larry
>
>
> I have become accustomed to looking for parts in a
> typical auto store, and, on being asked what kind of
> car I'm working on, getting a glazed-over look when
> I tell them it's an Amphicar.
>
> But I sure don't want that same response when I talk
> to my insurance company. Most agents, and more
> importantly, underwriters, can't seem to grasp the
> concept of an amphibious vehicle. They will sell you
> an auto policy, or they will sell you a boat policy
> (more typically called "hull insurance"). But the
> vehicle must be one or the other; your auto
> comprehensive and liability end at the water's edge.
> (OTOH, I wonder about a towed boat; would it be
> covered on your auto policy, or on the boat's hull
> insurance?)
>
> Even Hagerty maintains this separation concept; they
> sell you TWO policies, one for the normal
> comprehensive and liability, and a hull policy for
> non-land coverage. But at least, when you call
> Hagerty, they don't say "A WHAT?!? You want to do
> WHAT?"
>
> Ed
> El Cajon, CA USA
> 67 Rust Guppy
>




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